Protection when you need it most

Specialist insurance policies

Towergate Insurance can provide you with a range of specialist insurance policies protecting your livelihood and the clients you look after, from Professional Liability to Health & Protection and Cyber insurance.

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Professional Liability Insurance

Towergate's Professional Liability policy protects against the expense and worry associated with potential legal action taken against you, such as contract or copyright disputes, professional negligence, and breach of confidentiality. They provide a variety of cover in one product, so there’s no need to purchase a portfolio of different policies to ensure you're protected against various possibilities. Their specialist Professional Liability policy provides essential cover for:

  • Professional Indemnity
  • Product Liability
  • Public Liability
  • Libel and Slander

This policy also gives you access to:

  • Legal Expenses: A Free 24/7 Legal Helpline, Pre-Hearing Representation and Fitness to Practice Hearing Defence, and cover to pursue and defend your legal rights arising from HMRC Tax Investigations.
  • Markel Law Hub: To complement the legal advice line, you also have access to an online resource of expert legal and business guides, templates and content, provided by Markel Law LLP. Find out more
  • Limit of Indemnity range: Towergate can provide you with quotes for different levels of indemnity, so you can increase you cover to ensure you're adequately protected against any future losses that may occur.

Get a quote

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Income protection

If you’re unable to work because of illness, an Income Protection policy pays out a proportion of your monthly income, offering peace of mind and security against lost earnings until you were able to work again. Are you self-employed and under 60? This is definitely something to consider as there is no sick pay to fall back on; if you don’t work, you don’t get paid.

Find out more
Or call 0330 123 5810 or email [email protected].
For a quick quote, visit

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Cyber Liability Insurance

Cyber-attacks are becoming more and more widespread and sophisticated and you need to ensure you’ve got the right protection. What would you do if your business suffered a data breach? Have you got cover for reinstating data? And if you were subject to a regulatory investigation, are your costs covered? If you hold customer data, such as names, addresses or banking information, and are reliant on computer systems to conduct your business, have a website or are subject to a payment card industry (PCI) merchant services agreement, then you should be protecting your customer data. We can offer you specialist protection for Cyber Extortion Insurance, Data Recovery and Intellectual Property Protection.

Find out more

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Refer a Friend

With discounted cover for Professional Indemnity, Public Liability, Product Liability and Libel & Slander, Towergate provide a variety of liability cover in one product, so there’s no need to purchase different policies to get the essential cover required. As a CIEHF member, you know the importance of being properly protected. Why not recommend Towergate to a fellow member and to say thanks, you will both receive a Lifestyle voucher, £25 for you, and £15 for them, valid in a variety of outlets, from Boots and Deliveroo, to John Lewis and Marks & Spencer. You will receive the vouchers if you are both on cover for at least three months.  
Find out more details and full terms and conditions

Note: CIEHF does not receive any income or other type of remuneration for any policy taken out by its members. All communication between Towergate and CIEHF members is strictly confidential and is never shared with us. We may request total numbers of policyholders from Towergate, but we do so solely to judge the popularity of their service amongst our members. We recognise that there are other insurance providers who may offer a similar service.